FAQ
Q: Can I raise my credit score by closing out inactive credit accounts?

Q: I often get solicited about having my credit report sent to me for an annual fee of $99. Should I
    subscribe to one of these services or can I get these reports elsewhere ?

Q: Can I get lenders to remove charge-offs from my credit report?

Q: If the account is with a collection agency, should I negotiate with them or the lender?






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